"ONE YEAR"
PREMIER Bankcard® Grey Credit Card Review
Written by: astrid79 on 2017-02-01
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
astrid79's review: 
I applied for this card & was approved over a year ago. Starting limit of $300. Have had no problems with this card. Yes, I did read all the fine print & understood the fees structures. I like this card & the fees don't bother me at all. IF it did, I would have bothered applying for it. I recently asked them about a credit limit increase. Waiting for their approval.
I applied for this card & was approved over a year ago. Starting limit of $300. Have had no problems with this card. Yes, I did read all the fine print & understood the fees structures. I like this card & the fees don't bother me at all. IF it did, I would have bothered applying for it. I recently asked them about a credit limit increase. Waiting for their approval.
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6 Comments
Comment 1 by astrid79
Re: ONE YEAR 
on 2017-02-01
I meant to say in my initial comment that if the fees had bothered me then I wouldn't have bothered applying for it. It's actually one of my fav cards.
on 2017-02-01 I meant to say in my initial comment that if the fees had bothered me then I wouldn't have bothered applying for it. It's actually one of my fav cards.
Comment 2 by goldbug
Re: ONE YEAR on 2017-02-10
It isn't a card I'd go for because I like reward schemes. Despite the lack of one and the fees, it does sound like a good card for anyone trying to rebuild credit, with a low spending limit, easy acceptance, and monthly reporting.
on 2017-02-10 It isn't a card I'd go for because I like reward schemes. Despite the lack of one and the fees, it does sound like a good card for anyone trying to rebuild credit, with a low spending limit, easy acceptance, and monthly reporting.
Comment 3 by astrid79
Re: ONE YEAR on 2017-02-15
I was in the process of checking my account online when I got a pre-approval notice that I was eligible for a 2nd card! $700 starting limit & fees much lower than my 1st card with First Premier! So I applied & got approved! Kind of funny how not even two weeks ago I requested a credit limit increase but was denied.
on 2017-02-15 I was in the process of checking my account online when I got a pre-approval notice that I was eligible for a 2nd card! $700 starting limit & fees much lower than my 1st card with First Premier! So I applied & got approved! Kind of funny how not even two weeks ago I requested a credit limit increase but was denied.
Comment 4 by breakinger
Re: ONE YEAR on 2017-03-04
Do you know why you were denied? I just tried to get a credit limit increase on my Mastercard and was denied because they said that I haven't had a long enough established history with the company. I've only had the card for a few months now and I do have a large credit line on my card, I just saw that the option was there on the website, so I figured I'd give it a try.
on 2017-03-04 Do you know why you were denied? I just tried to get a credit limit increase on my Mastercard and was denied because they said that I haven't had a long enough established history with the company. I've only had the card for a few months now and I do have a large credit line on my card, I just saw that the option was there on the website, so I figured I'd give it a try.
Comment 5 by boobie1998
Re: ONE YEAR on 2017-03-10
Your first increase with First Premier comes after 13 months...and you MUST request it, and they charge a fee of 25% of the increase...I have 2 accounts with them, hit the 2nd year on both. My original card started at $300...its now at $525, my second card started at $700...now at $825...so I have $1350 of credit with them, but their expensive cards, but have helped my scores greatly. After the first one its once a year...told to me by a service rep...and proved true with my accounts.
on 2017-03-10 Your first increase with First Premier comes after 13 months...and you MUST request it, and they charge a fee of 25% of the increase...I have 2 accounts with them, hit the 2nd year on both. My original card started at $300...its now at $525, my second card started at $700...now at $825...so I have $1350 of credit with them, but their expensive cards, but have helped my scores greatly. After the first one its once a year...told to me by a service rep...and proved true with my accounts.
Comment 6 by astrid79
Re: ONE YEAR on 2017-05-15
I requested a credit limit increase this evening & was instantly approved for a $100 increase!! It now brings my credit limit up from $300 to $400. I've had this card now for over 15 months. They charged a $25 fee for the increase. I'm ok with that.
on 2017-05-15 I requested a credit limit increase this evening & was instantly approved for a $100 increase!! It now brings my credit limit up from $300 to $400. I've had this card now for over 15 months. They charged a $25 fee for the increase. I'm ok with that.
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Disclaimer: This content is not provided by PREMIER Bankcard. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by PREMIER Bankcard. Review content is powered by Finance Globe.
