"No Frills Card"
1-2-3 REWARDS® Visa® Card Review
Written by: patse on 2016-10-14
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
patse's review: 
I had this card a while back and I remember that it was nothing fancy. It took forever to earn points and then those points did not really get any great reward. I was quite surprised to be honest. If I remember correctly, it took 1000 points to get a $5 gift card to a store. To me that isn't even nearly worth the hassle. There are much better cards out there with easier ways to earn rewards.
I had this card a while back and I remember that it was nothing fancy. It took forever to earn points and then those points did not really get any great reward. I was quite surprised to be honest. If I remember correctly, it took 1000 points to get a $5 gift card to a store. To me that isn't even nearly worth the hassle. There are much better cards out there with easier ways to earn rewards.
3 Comments
Comment 1 by finance globe
Re: No Frills Card 
on 2016-10-14
Thank you for your review. We love to shop at Kroger. Friendly people, fresh produce and meats, as well as a nice selection of other foods! In my opinion in dealing with cards, cash back is always king when looking at rewards if you can qualify. There are a few out there that offer 1.5%, and other offer category spending such as groceries, gas, etc.
on 2016-10-14 Thank you for your review. We love to shop at Kroger. Friendly people, fresh produce and meats, as well as a nice selection of other foods! In my opinion in dealing with cards, cash back is always king when looking at rewards if you can qualify. There are a few out there that offer 1.5%, and other offer category spending such as groceries, gas, etc.
Comment 2 by wanderer
Re: No Frills Card on 2016-10-15
Mentioned on another post ... Citi Double Cash Back Master Card offers 2% on everything no games and no AF. May want to consider the card.
on 2016-10-15 Mentioned on another post ... Citi Double Cash Back Master Card offers 2% on everything no games and no AF. May want to consider the card.
Comment 3 by goldbug
Re: No Frills Card on 2017-01-16
Thanks for the review. It doesn't sound like a great card unless you are really going to spend a lot in Krogers for the 3 points a dollar and even that's only worth around 1.5% cashback. Otherwise cashback cards give better rates and you're not tied to a store. The APR at 14-24% is pretty standard for a store card, so I think I'd give this a miss.
on 2017-01-16 Thanks for the review. It doesn't sound like a great card unless you are really going to spend a lot in Krogers for the 3 points a dollar and even that's only worth around 1.5% cashback. Otherwise cashback cards give better rates and you're not tied to a store. The APR at 14-24% is pretty standard for a store card, so I think I'd give this a miss.
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Disclaimer: This content is not provided by U.S. Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by U.S. Bank. Review content is powered by Finance Globe.
