"Stunned"
Discover® More® Card Review
Written by: quinny on 2012-09-05
Overall Satisfaction
Customer Service
Rewards
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Delivery Time
quinny's review: 
I applied for this card last April 2011 after feeling lucky about my Citi Diamond Preferred card. well, was I sadly mistaken b/c I received a declined screen. August 29,2012 around 9:00p.m I applied again, waiting impatiently, was told that my application was being reviewed. the next morning I check my status and was approved for $3k. 15 months no interest and 19.99% after. I have three crds $1k, $500, $400 which are Hsbc cards. Citi $10k. The three HSBC cards are charge to about 90% and balance on Citi is $7k I initially had plans not to charge Citi but didn't work out as plan after paying hundreds in interest I decided to apply for this card and an American Express card on the same night to pay off my Citi Balance completely. Luckily, I was approved for both. Hist, no miss payments, no negatives and 3 inquires. Fico 710 according to Discover. My card was Delivered in 48 hrs.
I applied for this card last April 2011 after feeling lucky about my Citi Diamond Preferred card. well, was I sadly mistaken b/c I received a declined screen. August 29,2012 around 9:00p.m I applied again, waiting impatiently, was told that my application was being reviewed. the next morning I check my status and was approved for $3k. 15 months no interest and 19.99% after. I have three crds $1k, $500, $400 which are Hsbc cards. Citi $10k. The three HSBC cards are charge to about 90% and balance on Citi is $7k I initially had plans not to charge Citi but didn't work out as plan after paying hundreds in interest I decided to apply for this card and an American Express card on the same night to pay off my Citi Balance completely. Luckily, I was approved for both. Hist, no miss payments, no negatives and 3 inquires. Fico 710 according to Discover. My card was Delivered in 48 hrs.
3 Comments
Comment 1 by wanderer
Re: Stunned 
on 2012-09-06
You scored big with Discover. FG posters are on a winning streak since last summer. Super CL. You may want to consider paying down on your debt which affects utilization and in the end FICO Scores.
on 2012-09-06 You scored big with Discover. FG posters are on a winning streak since last summer. Super CL. You may want to consider paying down on your debt which affects utilization and in the end FICO Scores.
Comment 2 by thomas1
Re: Stunned on 2012-09-22
Congrats on your approval! Keeping utilization between 1-9% is best for optimum FICO scoring.
on 2012-09-22 Congrats on your approval! Keeping utilization between 1-9% is best for optimum FICO scoring.
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Disclaimer: This content is not provided by Discover Card. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Discover Card. Review content is powered by Finance Globe.
