"Not Instant, But Well Worth The Wait!"
Nordstrom Rewards Visa® Review
Written by: phynanciallysavvy on 2011-10-04
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
phynanciallysavvy's review: 
Applied online for Visa Sig card on a Sunday, so unfortunately no instant answer. Called 48 hrs later to check status. I was approved on Sunday after all. $10K limit, 14.99% for store purch., 18.99% everywhere else. They ONLY pulled EQ. No negs. Existing CLs total $26K, 16% used. Score was 734 when I applied. Dropped to 729 after Hard Inq, but it will bounce back soon enough. Was pleasantly surprised w/ the results of this credit app.
Applied online for Visa Sig card on a Sunday, so unfortunately no instant answer. Called 48 hrs later to check status. I was approved on Sunday after all. $10K limit, 14.99% for store purch., 18.99% everywhere else. They ONLY pulled EQ. No negs. Existing CLs total $26K, 16% used. Score was 734 when I applied. Dropped to 729 after Hard Inq, but it will bounce back soon enough. Was pleasantly surprised w/ the results of this credit app.
3 Comments
Comment 1 by wanderer
Re: Not Instant, But Well Worth The Wait! 
on 2011-10-04
WOW! Nice CL and apr's!
on 2011-10-04 WOW! Nice CL and apr's!
Comment 2 by patrick12
Re: Not Instant, But Well Worth The Wait! on 2011-10-06
If we had a Nordstoms in Fort Wayne Indiana, I would consider this card, with that being said, Macy's is a great place to shop as well and its local as compared to driving to Indianapolis to shop Nordstroms! Congrats on your approval!
on 2011-10-06 If we had a Nordstoms in Fort Wayne Indiana, I would consider this card, with that being said, Macy's is a great place to shop as well and its local as compared to driving to Indianapolis to shop Nordstroms! Congrats on your approval!
Comment 3 by phynanciallysavvy
Re: Not Instant, But Well Worth The Wait! on 2011-10-10
Patrick, here's the truth:
I applied for this card bc I am an American Airlines addict, and Nordstrom pays 5 AA miles per dollar when you shop online - regardless of the CC you pay with. I was only interested in this card bc I use Laura Mercier skin care and make up, which is expensive! (I just dropped $400+ on new everything.) And if I use this card, I will earn Nord's shopping/travel rewards & bucks, as well as my AA miles! This one batch of Laura Mercier products was at least 2,000 miles - and the shipping was free!
(If you're interested, the AA shopping website is www.aadvantageeshopping.com. I buy almost everything through this site.)
-PS
on 2011-10-10 Patrick, here's the truth:I applied for this card bc I am an American Airlines addict, and Nordstrom pays 5 AA miles per dollar when you shop online - regardless of the CC you pay with. I was only interested in this card bc I use Laura Mercier skin care and make up, which is expensive! (I just dropped $400+ on new everything.) And if I use this card, I will earn Nord's shopping/travel rewards & bucks, as well as my AA miles! This one batch of Laura Mercier products was at least 2,000 miles - and the shipping was free!
(If you're interested, the AA shopping website is www.aadvantageeshopping.com. I buy almost everything through this site.)
-PS
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Disclaimer: This content is not provided by Nordstrom Bank. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by Nordstrom Bank. Review content is powered by Finance Globe.
