"Approved"
Zync from American Express® Review
Written by: sh0t0kan on 2010-09-21
Overall Satisfaction
Customer Service
Rewards
Account Management
Delivery Time
sh0t0kan's review: 
I was just approved for this card. I have not pulled any of my scores but thought I try to apply. I haven't app'd in over 2 years and a lot of my inquiries fell off actually all of them did. I lost 3 credit cards due to the company closing them for not using them. 2 lower tier cards and 1 Chase. I had 1 I close on my own the annual fee got to be a bit much. I currently have 3 HSBC cards and a Chase freedom, Banana Rep, Chevron, Walmart, Barclaycard, Target Visa. I don't use any of them expect my Chase and 2 of the HSBC (really just paying down a balance). That's all I can say for my credit. No lates only one baddie from Charter Communication for 174.00. I was denied 2 years ago for the Amex green at that time too many inq's and too may new cards. But now Im in with AMEX and I can' t tell you the feeling that I'm feeling right now it's Awesome.
I had a goal to get my Amex and that was eliminate inquires, pay my bill on time, the credit crisis trimmed the unnecessary fat I had as far as too many cards. Used my cards wisely and paid them down or off. I wasn't good 2 years ago but today I was.
I was just approved for this card. I have not pulled any of my scores but thought I try to apply. I haven't app'd in over 2 years and a lot of my inquiries fell off actually all of them did. I lost 3 credit cards due to the company closing them for not using them. 2 lower tier cards and 1 Chase. I had 1 I close on my own the annual fee got to be a bit much. I currently have 3 HSBC cards and a Chase freedom, Banana Rep, Chevron, Walmart, Barclaycard, Target Visa. I don't use any of them expect my Chase and 2 of the HSBC (really just paying down a balance). That's all I can say for my credit. No lates only one baddie from Charter Communication for 174.00. I was denied 2 years ago for the Amex green at that time too many inq's and too may new cards. But now Im in with AMEX and I can' t tell you the feeling that I'm feeling right now it's Awesome. I had a goal to get my Amex and that was eliminate inquires, pay my bill on time, the credit crisis trimmed the unnecessary fat I had as far as too many cards. Used my cards wisely and paid them down or off. I wasn't good 2 years ago but today I was.
4 Comments
Comment 3 by locnguyun
Re: Approved 
on 2010-09-22
Congrats!!! Welcome to AMEX, I absolutely love this card. I just got mine two months ago and I put heavy charges on it. It's also a pretty looking card(people always take a second glance at it). Enjoy your new Zync!!!
on 2010-09-22 Congrats!!! Welcome to AMEX, I absolutely love this card. I just got mine two months ago and I put heavy charges on it. It's also a pretty looking card(people always take a second glance at it). Enjoy your new Zync!!!
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Disclaimer: This content is not provided by American Express. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by American Express. Review content is powered by Finance Globe.
